5
out of 5
POSTED: | BY: Rc
Quick and easy.
It easy to submit the claim and they processed it almost immediately.
Read more on Trustpilot
4.6
out of 5
Number of reviews 7,033
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Veronica Deeb
Spot pet insurance was there when I…
Spot pet insurance was there when I needed them when mypoor little doggie was hospitalized for three days!!! would recommend SPOT INSURANCE to anyone who owns a pet!!!!!
5
out of 5
POSTED: | BY: Traci W
Great value, quick reimbursement, great customer service
This is my 4th claim with Spot and we could not be more satisfied. User friendly app, quick turnaround for reimbursement and great customers service. Highly recommend.
5
out of 5
POSTED: | BY: Virginia Ilgen
I am so happy we went with spot
I am so happy we went with spot! The claim process is so easy and you can really customize your plan to what fits for you and your pet! We’ve already saved so much with spot and I’m extremely thankful to them!
5
out of 5
POSTED: | BY: Guest
I could not be more satisfied with the…
I could not be more satisfied with the service. My 7 month old puppy needed an emergency veterinary hospital visit. Thankfully the puppy is doing well but the bill was extremely high. I had a few questions regarding processing the claim The representative was very helpful and made filling the claim exceptionally easy One week after the emergency visit the reimbursement was deposited in my account.
I’ve not had pet insurance in the past so I did some research before making the final decision to go with Spot I reviewed five companies and I am confident I made the best decision after this experience. I am glad I made the decision to get pet insurance and highly recommend Spot .
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)