5
out of 5
POSTED: | BY: Kris
Quick fast claim results
Quick fast claim results
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4.6
out of 5
Number of reviews 6,788
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
1
out of 5
POSTED: | BY: H. Thomas
If I could give spot a zero
If I could give spot a zero, that would make more sense. I have used this company for years and have not had an issue until recently. I am very irritated that I have had to waste my time for 2 months calling, emailing Spot and my vet to sort out a basic annual visit claim, which is still not completed. Everytime I get the same answers and they will look in to it. Shame on them for not going through what is rightly promised and should be paid for in the contract. They have failed. As a consumer who pays a monthly cost of $82 I would expect better. I simply asking for my cats annual visist to be covered. In the contract it states I will recieve reimbursement for these specific items but spot doesn't like how the vet presented the information - a bundled cost, lab results, and exam note from the day which confirms what has been completed. I will be taking my buisness elsewhere and you should too. There is no needed to be treated like this, especially when I annualy pay $984. Is it too much to ask to recieve compensation of $25 for lab tests? Clearly it is with this company.
5
out of 5
POSTED: | BY: Diana Aiken
Very efficient
Very efficient. I do have one negative note and that would be that since I rescued and abused dog from Mexico with no medical history, the basic vaccines were mandated before she could be admitted to the hospital for a procedure that she needed for her ears. Those vaccines were not elective and I felt that they should’ve been covered under the procedure that I had to pay for.
4
out of 5
POSTED: | BY: Yvonne
You should insure your pet or pets
The policy is affordable and easy to understand. I have had my pets insured for years with Spot. Claims are processed quickly. Customer service is always kind and efficient.
5
out of 5
POSTED: | BY: customer
So easy to file a claim on line
So easy to file a claim on line. Fast response. Excellent customer service.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)