5
out of 5
POSTED: | BY: Marrietta a Smith
great company
They are a great company return your refund on a short time
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4.6
out of 5
Number of reviews 7,865
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Koby Alegria
Super easy!!
Super easy!!! You get all the info you need before you buy!
5
out of 5
POSTED: | BY: Oklahoma Shopper
Why I chose Spot
My policy isn't effective yet, but I gave 5 stars for the shopping and sign-up process, in ease of customization, benefits offered, reviews by both customers and 3rd party organizations, trustworthiness, and cost. I chose Spot because I felt it stood out from the competition.
4
out of 5
POSTED: | BY: Mia Klenk
Haven't had to use the insurance yet
Haven't had to use the insurance yet, but the sign-up process was fairly straightforward. It seems that they have a few things to figure out, technical-wise. ie. The Amazon gift card email I got was blank and I had to phone in to get the code and then I had to call customer service to find where I could get a referral link for a friend. Really hoping they come thru in the event my cats get injured...
1
out of 5
POSTED: | BY: Lydia Silva
Denied my first claim in preventative…
Denied my first claim in preventative care! 😡 Beware, buying a platinum plan with instant coverage does not mean instant 👎🏽
RESPONSE: I talked to your “customer service” twice and they did nothing. If you cared, you’ll cover my claim. Took my dog for a well check. Purchased the insurance that morning based off of of an ad on my vets website. My claim was denied because it wasn’t a few hours later the next day. RIDICULOUS.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)