5
out of 5
POSTED: | BY: Virginia Barnes
GINS VIEW
I LIKE THIS INSURANCE BECAUSE ITS EASY TO FILE A CLAIM AND YOU GET A QUICK RESPONSE
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4.6
out of 5
Number of reviews 6,731
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Patricia Cedeno
Spot pet insurance stands by your pet!
Spot pet insurance was one of the best investments I’ve ever made for my pet. Having a pet is so expensive these days but having the peace of mind of pet insurance is necessary. It has already paid for itself having had to take my pet to the veterinary on a couple of occasions this year alone. I highly recommend Spot pet insurance and I have several friends who also use it for their pets. It’s a small cost per month that can save you hundreds of dollars in the event you need to care for an ill pet.
5
out of 5
POSTED: | BY: Catherine B.
It's so easy to file a claim online
It's so easy to file a claim online! The company responds within a week or so, and direct deposit makes the transaction almost instant.
5
out of 5
POSTED: | BY: Tracey Giambalvo
We Have 3 dogs all young and healthy…
We Have 3 dogs all young and healthy but one dog got injured and I had great people helping me as I was suffering with the pain my Jellybean was having. Giving them the first larger surgery bill and getting reimbursed with in 6 days helped. My favorite person who helped me was Alison. Everyone there is wonderful kind and treat my family and I great. We love Spot. I am not to fond with the agents who are out of the Country. 0ne dog will be added to my policy so I have 3 altogether
5
out of 5
POSTED: | BY: Jessica Leclerc
Recommend 💯
My dog Penelope was diagnosed with a mass on her spleen. I had a stack of vet bills from ER visits and regular vet visits. She unfortunately passed away. I sent all my claims in on a Friday and got my reimbursement the following Friday and that was with a holiday weekend. I can not believe how quick it was. They gave me no trouble with any of the claims and when I called to cancel the insurance cuz she had passed away, they put the cancel date for the day after she passed rather than the day I called. I've never had pet insurance before but I think I definitely picked the right one.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)