5
out of 5
POSTED: | BY: Dee Arthur
Very thorough and helpful with claim.
Very thorough and helpful with claim.
Read more on Trustpilot
4.7
out of 5
Number of reviews 6,456
Updated: May 29, 2024
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Jill
I’m so glad we changed to Spot Insurance!
I took all three of my dogs to the vet for a regular health care check. They all needed booster shots of some sort.
Once I arrived home I filed all three claims. I heard from Spot Claims department within two days! Wow!, two days! That’s super fast!
I’m sure my reimbursement checks will arrive soon!
4
out of 5
POSTED: | BY: Rufus Samuels
Spot Insurance is a great value and you…
Spot Insurance is a great value and you get what you paid for. I went with an insurance plan through a famous nation Pet store and they didn't honor any claims.
5
out of 5
POSTED: | BY: Polo
Happy customer
It was easy to open a claim and I was satisfied how Spot handle my claim. They were in touch with my email from the beginning until I got reimbursed.
5
out of 5
POSTED: | BY: Chase Ready
Good Company
So , When your dog is injured and the vet gives you a quote on the operations your heart sinks. I like most don't have a extra few thousand laying around. Spot has taken care of what they promised aside from one bill that took a few calls. I have heard horror stories from others about the other companies out there. Spot is fair and does as promised. I recommend using this company as it gives you peace of mind!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)