4
out of 5
POSTED: | BY: Richard Schlau
Once all the records were in
Once all the records were in, payment was quick. I like the direct deposit
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4.6
out of 5
Number of reviews 6,731
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
5
out of 5
POSTED: | BY: Nicole D.
I was surprised by how easy it is to file a claim
I was surprised by how easy it is to submit a claim for my pets, and I get a confirmation email immediately that Spot has received my claim, an update on the processing time and a confirmation within days of my claim being processed. I usually receive a check within a couple of weeks after processing, which shows that Spot Pet Insurance truly has great customer service! I've recommended Spot to all of my friends and told my vet to recommend to other customers as well :)
5
out of 5
POSTED: | BY: Corinne
Best investment ever!!
Claims are fairly easy to fill out and don’t take long. Just a few questions about your claim then upload the veterinary hospital invoices and you’re done!
Received reimbursement check within 2 weeks or less. I may have to sign up for automatic refund payment, that way you get your money faster , but honestly it was quick.
I wish we would have gotten SPOT sooner! Don’t hestitate, you won’t regret it!
5
out of 5
POSTED: | BY: customer
It’s really simple
It’s was simple to make a claim and it’s nice to know I can help keep him comfortable and healthy!
2
out of 5
POSTED: | BY: Mario Brosius
I expect 70% of my bills not 55.85%…
I expect 70% of my bills not 55.85% that you changed it to. I expected $1,731.10 which is 70% of my costs you gave $1,381.49 that is 55.85% not 70% and you increased my rates . I am not satisfied with your policy of not paying what you advertise. I will tell everyone you lie!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)