Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,603

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Carl Smith

As always A+ rating

As always A+ rating Always so easy to work with can always answer questions with out hesitation. Explains everything in a way that even this crazy old lady can understand. They pay out really fast also no having to wait weeks and no jumping through hoops to get repaid. I had NationWide pet ins going with Pumpkin is a 1000% upgrade from them. Thank You so much Pumpkin ! I sing your praises all the time. Get Pumpkin my friends you'll never regret it
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5

out of 5

POSTED: | BY: customer

The process of submitting claims and…

The process of submitting claims and being reimbursed was effortless. The customer service representative are very helpful throughout the process.
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5

out of 5

POSTED: | BY: Robin

Quick on payment and always follows up

Quick on payment and always follows up
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5

out of 5

POSTED: | BY: Rob Ragati

Worth every penny!

Pumpkin is very clear, and very easy. My most recent experience was with Preventative Care. The peace of mind this gives me is worth every penny each month.
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5

out of 5

POSTED: | BY: Leonard Olszewski

Everything went great!

Everything went great!
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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