5
out of 5
POSTED: | BY: customeru
Low cost with great reimbursement…
Low cost with great reimbursement rates. Very quick to reply as well
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4.7
out of 5
Number of reviews 1,936
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: customer
Was always to help their pet owners
Was always to help their pet owners, very nice .
5
out of 5
POSTED: | BY: Tiffany Ovalles
Excellent Pet Insurance
I had an incredible experience with Pumpkin Pet Insurance. We’ve been with them for over a year now, and we’re nothing but raving fans! They’re truly amazing. I highly recommend them!
5
out of 5
POSTED: | BY: A. Roberts
Next day payment for emergency visit claim
My dog recently had two visits to the local emergency vet. The second bill was nearly 4 times the amount of the first bill due to the need for more extensive testing. Pumpkin automatically expedited the payment of the more expensive bill and money was deposited in my bank account the next day. The smaller bill took longer to process but was still made within a reasonable amount of time. Pumpkin expedites more expensive invoices (don't know the parameters) to relieve the financial burden on the owner. I wish my human health insurance was this good with claim reimbursement.
5
out of 5
POSTED: | BY: Ethel
As for applying for Pumpkin insurance
As for applying for Pumpkin insurance, the processing went very well.
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.