Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,499

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Rick

If there was 10 stars to hand out

If there was 10 stars to hand out, I would give 10. Recently my Bassett Hound (Oliver) had tumor surgery, which went great. I filed my claim & necessary backup paperwork & within days Pumpkin approved it. And within days after the approval, I received my check. Thanks for the great service. I will definitely recommend Pumpkin to all my friends & family.
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5

out of 5

POSTED: | BY: Denise

Happy customer

Responsive, Friendly, Fast claim approval. If I had a tail it would be wagging!
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5

out of 5

POSTED: | BY: customer

We have had pumpkin for 3 years

We have had pumpkin for 3 years now and have lived up to their part of the policy without any haggles. We will keep them.
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5

out of 5

POSTED: | BY: Cheryl Richardt

Great sales representative

Meeting with a rep and being able to ask questions. Much better than trying to compare plans on a website. My rep was Jennie England. She was personable, knowledgeable and honest. You can thank her for Ginger 🐕 and my business!
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5

out of 5

POSTED: | BY: Mary Cook

Awesome experience

My claim was processed quickly. Everytime I call the staff is always so pleasant and eager to help.
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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