Pumpkin | Pet Insurance Review

4.7

out of 5

Number of reviews 1,680

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY:

My 6 year old Dane ended up with a bowel obstruction and had to have emergency surgery…

The process for filing a claim was very easy and the company came through wonderfully. I had switched to pumpkin from another insurance just this year for my 3 Great Danes. I found them to be affordable and have very good coverage compared to other insurances. You never want to have to use insurance, but when you do I am grateful I found Pumpkin!!
5

out of 5

POSTED: | BY:

Love Pumpkin!

Overall, awesome experience. Submitting claims are simple and fast!
5

out of 5

POSTED: | BY:

Very professional, friendly and supper helpful.

Claim was done fast once everything was taken care of on my end. Thank u
5

out of 5

POSTED: | BY:

It only took 2 days while the other took 6 weeks!

Value based on pets age which is a plus. Easy to submit claim. Much quicker in receiving funds back than the other leading pet insurance company.
5

out of 5

POSTED: | BY:

This has to be the best insurance for pets!

They are fast in handling claims and professional at what they do for you and your fur baby 🙂 I looked at many other insurance companies for pets and Pumpkin offered the most coverage (90%) for a much more reasonable rate. Don’t look any further, pick PUMPKIN! You will not regret your decision. I know I haven’t. THANK YOU AGAIN PUMPKIN......YOU’RE THE BEST!!!
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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