Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,425

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Denise Jensen

Great experience

Great experience! The service worked exactly as described. My cat became ill and I took him to his vet. I submitted my receipt via the pumpkin website, which was a very easy process. When I didn't hear back in a week I contacted Pumpkin via phone and talked with a very helpful person! She let me know that they were still waiting for a reply from the vet and that she would follow up with them immediately,which she apparently did because I received my re-imbursement shortly after that. I'm very happy that I signed up up for Pumpkin Pet Insurance.
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5

out of 5

POSTED: | BY: Ali Lash

Fabulous Customer Service

The customer service is FANTASTIC and I could not be happier with the policy I ended up with
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5

out of 5

POSTED: | BY: Agustin

Quick processing

Quick processing User friendly Wellness plan is very good I recomended friends and family
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5

out of 5

POSTED: | BY: Karen Leech

Great Service

Great Service. Never have to follow up or wonder what is happening. Claims process has been very smooth.
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5

out of 5

POSTED: | BY: Branda

Very helpful staff

Very helpful staff, they answer all of your questions and help you make the best decisions according to your needs and budget.
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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