Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,473

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Akilah BM

Pumpkin is great insurance for pets…

Pumpkin is great insurance for pets because you actually get help with paying your vet bill unlike other insurers. They have very helpful customer service and it's so easy to use their website and claim service.
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5

out of 5

POSTED: | BY: Laurie

So far pumpkin has given me piece of…

So far pumpkin has given me piece of mind for my precious dogs health care. Since I have exhausted my deductible it’s been great. It’s hard for pet owners like me small income from SS but I’ll give up anything for my dog. The sacrifices are a no brainer. So thanks Pumpkin for the piece of mind
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5

out of 5

POSTED: | BY: Leah Taylor

Pumpkin is the smartest financial decision I've made in the last two years

Enrolling with Pumpkin pet insurance is the smartest financial decision I've made in the last two years. Not only am I protecting the health and wellbeing of my best friend, I'm safeguarding my livelihood against inevitable medical expenses. Pumpkin is fast, easy, direct, and frankly, a no brainer. I've referred all of my pet parents to them.
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5

out of 5

POSTED: | BY: KKS

Am very pleased with the insurance…

Am very pleased with the insurance plan, claim responses and overall value. We are proud Pumpkin Pet Parents!
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5

out of 5

POSTED: | BY: customer

Great value and fast response!

Great value and fast response! The reimbursement process was simple and fast! I am very pleased with my choice!
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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