5
out of 5
POSTED: | BY: customer
Great service!
Great service!
Read more on Trustpilot
4.6
out of 5
Number of reviews 1,473
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: customer
Love pumpkin and love the fact that…
Love pumpkin and love the fact that they pay to keep your pet Happy and Healthier, and They pay very fast!
5
out of 5
POSTED: | BY: customer
They are very informative.
They are very informative.
2
out of 5
POSTED: | BY: Shanelle
Long time for repayment
One of the reasons I chose this insurance (there were many) was the quick turn around. The first preventative claim I put in, the money was in my account very quickly, easy peasy. This time I have waited exactly one month and my claim is still "in review". I understand everyone is probably back logged, but I feel like that should be said in the buying process. I went to the emergency vet and spent the money knowing I would get it back in a timely manner like they said, but there has been no change for a month in my claim status
3
out of 5
POSTED: | BY: Laura
It almost a month to get approval for…
It almost a month to get approval for dental surgery. We believe the approval amounts are fair but wish we could have gotten it sooner.
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.