5
out of 5
POSTED: | BY: Patty Wehr
So far so good
So far so good. I have not needed to use my pets insurance yet.
It was easy to sign up.
Read more on Trustpilot
4.6
out of 5
Number of reviews 1,665
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: customer
My Pumpkin rep was very knowledgeable…
My Pumpkin rep was very knowledgeable and helpful with the decision making on which insurance plan to go with and the sign up process was very easy!
5
out of 5
POSTED: | BY: Patti
Customer Service was helpful before I…
Customer Service was helpful before I even decided to go with Pumpkin insurance. I know for sure I made the right decision.
5
out of 5
POSTED: | BY: Chehalis
Wonderful Company & Customer Service So Far!
I very sadly lost one of my cats to FIP the day I purchased the insurance. Andrianna was very sympathetic and attentive while I was a mess on the phone, and she processed the cancellation and refund immediately. I’m excited to continue to use y’all’s insurance on my fur babies, and recommend y’all to my friends with pets.
5
out of 5
POSTED: | BY: Cynthia
My dog has been seriously ill..
My dog has been seriously ill and has been diagnosed with a chronic condition. I've had no problem submitting the claims online and the couple times I've had questions, the agents have been helpful and compassionate.
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.