5
out of 5
POSTED: | BY: DaNesha McDowell
Amazing and fast
Amazing and fast
Read more on Trustpilot
4.6
out of 5
Number of reviews 1,476
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: Susan
Our Experience, Results With Pumpkin.
Recently purchased insurance for our two kitties. Filed a first claim for a annual Exam/Consultation & yearly shots. Within the week it was approved. Have called a few times for info. and they answered every question I had. Very satisfied. Thanks Pumpkin!
5
out of 5
POSTED: | BY: Dawna
Healthy Happy Puppy
I have a new puppy and she went to our vet for her first checkup. I was thrilled that so much of her exam was reimbursed by Pumpkin!! What a great service that promotes keeping our pets up to date on vaccines and healthy!
5
out of 5
POSTED: | BY: Amy
My honest review....I'm a Happy customer
I had been looking for pet insurance for a year, I decided to go with Pumpkin because all their benefits beat the other companies I was comparing. I wanted to wait on a review to truly see how it was to file a claim. I chose to add the Preventative Wellness to my plan. I went on Wednesday 3/1/23 to take my cat for his annual check-up and filed a claim right when I got home. The claim process online was super easy and very user-friendly. The claim was completed the very next day on Thursday 3/2, I was reimbursed Friday morning 3/3 with my direct deposit. I am so happy with this company and I wish I knew about pet insurance years ago! If you are thinking about pet insurance definitely go with Pumpkin
5
out of 5
POSTED: | BY: Dr Janet Gordon Palm
Timely response to phone call
Timely response to phone call
Kat heard my questions and answered them effectively and warmly.
I could sense her passion for helping pets and pride in her ability to do so!
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.