Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,425

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
1

out of 5

POSTED: | BY: Debbie Pole

You are taking such a long time…

You are taking such a long time honoring the March 9, 2023 claim submission. What is going on what is the problem? You have been very slow with my last 2 claims I am thinking about cancelling coverage with you. What is wrong? I thought you honor for tooth extractions! Very disappointed please hurry with this March 9, 2023 claim! I have waited long enough!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Peter Jung

Great customer service

Great customer service, friendly interactions, and quick responses to questions and concerns.
Read more on Trustpilot
5

out of 5

POSTED: | BY: rozecuebas

She listened and didn't rush the call i…

She listened and didn't rush the call i appreciated her friendliness as well
Read more on Trustpilot
5

out of 5

POSTED: | BY: Jose O

I have filed a few claims and they were…

I have filed a few claims and they were taking care fairly fast, with the exception of a couple times I needed to submit extra papers
Read more on Trustpilot
5

out of 5

POSTED: | BY: beth c.

So far I am very happy and impressed

So far I am very happy and impressed. The main thing is the price and rate of coverage. Also my emails get answered within 24 hours, if not the same day. Excellent! I am brand new to Pumpkin, but hopefully everything will stay excellent.
Read more on Trustpilot
Please leave a review

Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
Provider website

Get a quote today

Leave a review