Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,425

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Michelle C

Everything was easy to understand and I…

Everything was easy to understand and I liked the opportunity to get an instant quote to cover both of my young puppies. We hope that nothing bad happens to our doggies but we are glad they are covered in case something does happen.
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5

out of 5

POSTED: | BY: Kim Perkins

Website was easy to sign up

Website was easy to sign up. We actually haven't done any claims yet and hopefully won't
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1

out of 5

POSTED: | BY: customer

Filed

I filed the Money back then i asked for i was not able to pay for them so i had to pay and get it back so i can able to paying my bills. they deined
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5

out of 5

POSTED: | BY: Johnny khanoo

The signing of transition was simple

The signing of transition was simple. I can’t really give you a review because I haven’t used your insurance policy yet.
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5

out of 5

POSTED: | BY: Lisa

Hank took the time and helped me try on…

Hank took the time and helped me try on several pairs of shoes. He answered all of my questions. He was not pushy (trying to make a sale), he truly wanted me to be happy with my selection. I could even return shoes I had worn that hurt my feet.
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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