Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,425

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Chehalis

Wonderful Company & Customer Service So Far!

I very sadly lost one of my cats to FIP the day I purchased the insurance. Andrianna was very sympathetic and attentive while I was a mess on the phone, and she processed the cancellation and refund immediately. I’m excited to continue to use y’all’s insurance on my fur babies, and recommend y’all to my friends with pets.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Cynthia

My dog has been seriously ill..

My dog has been seriously ill and has been diagnosed with a chronic condition. I've had no problem submitting the claims online and the couple times I've had questions, the agents have been helpful and compassionate.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Jessica

Very simple to sign up and very…

Very simple to sign up and very informative on all of the questions I had
Read more on Trustpilot
5

out of 5

POSTED: | BY: Barb

I called Pumpkin with a few questions

I called Pumpkin with a few questions. I talked to a live person and all my questions were answered!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Barbara

I’m so glad I have my dog insured with…

I’m so glad I have my dog insured with pumpkin. They have always been quick to reimburse me
Read more on Trustpilot
Please leave a review

Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
Provider website

Get a quote today

Leave a review