Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,721

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
4

out of 5

POSTED: | BY: Gilda Williams

The coverage is high but I still choose…

The coverage is high but I still choose to enroll my pet since it’s my pet veterinarian recommended it
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5

out of 5

POSTED: | BY: Sara Lee

I feel it is very important to have…

I feel it is very important to have good insurance for my pet and your plan fit what I was looking for. Enrolling was an easy process, and everything was explained clearly.
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5

out of 5

POSTED: | BY: customer

Have not used the benefit but Cassie…

Have not used the benefit but Cassie enjoyed the welcome stuffie
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5

out of 5

POSTED: | BY: Jennifer

Amazing!

I have just started to use Pumpkin and I’m already so impressed. Very quick customer service help, claims are processed same day and payment is transferred through direct deposit the next day! I’m so happy I made the switch.
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4

out of 5

POSTED: | BY: Jan Griefnow

Pet insurance

It was easy to sign up for my dogs wellness plan and insurance.
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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