5
out of 5
POSTED: | BY: Reina
The claim process was fast
The claim process was fast, easy, and seamless.
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4.6
out of 5
Number of reviews 1,425
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: Ms.Dorsey
When filing for claims I never…
When filing for claims I never experienced a quick turnaround for payment until I joined Pumpkin. Thank you Team!
4
out of 5
POSTED: | BY: Deb Fett
you have a hard to use site.
you have a hard to use site. but i just received my check soo that was fast.
5
out of 5
POSTED: | BY: Rose Mikalonis
Easy to set up and customizable
Pumpkin made picking out pet insurance way easier than I expected it to be. I really appreciate that they allow you to "mix and match" annual coverage total and deductible amounts before finalizing your choice. It allowed me to weigh my financial options while ensuring that I had the best coverage option for my pup. And never in a million year was I expecting my pup to receive a welcome package in the mail. That personal touch really did make all the difference and solidified that I had made the right choice going with Pumpkin.
5
out of 5
POSTED: | BY: GAIL LUBIN
The coverage options were just what I…
The coverage options were just what I was looking for and the fact that Pumpkin can deal directly with my vet was a big plus.
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.