Pumpkin | Pet Insurance Review

4.7

out of 5

Number of reviews 1,696

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: customer

When my dog got sick and needed surgery…

When my dog got sick and needed surgery you took care of the problem pretty fast
Read more on Trustpilot
5

out of 5

POSTED: | BY: LYNN M. BRAZ

Pawsome coverage for optimal health

JuJu, the cutest, sweetest, smartest, funniest shih-tzu mix in the world and his mom LOVE Pumpkin. Thank you, Pumpkin, for making it affordable for JuJu to maintain great health!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Zeus Bear Dusik

Never a hassle always go above and beyond to help they are the absolute best

The employees make the experience. There’s nothing to fix your employees know what they are doing and do an amazing job.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Maria Lavault

I'm so thankful for this pet insurance!

I'm so thankful for this pet insurance. My cat Max has been a healthy cat and now with age, he's had some issues that have cost us a lot of money, but Pumpkin has been there for us throughout the experience and has paid all the medical bills for Max. I recommend them and you won't be sorry.
Read more on Trustpilot
3

out of 5

POSTED: | BY: Doron

Unreasonable premium hike

Your service is first rate, however a 25% premium increase in just one year seems rather excessive and may force me to shop around, even though your service is good.
Read more on Trustpilot
Please leave a review

Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
Provider website

Get a quote today

Leave a review