Pumpkin | Pet Insurance Review

4.6

out of 5

Number of reviews 1,499

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Anthony Farenga

Trustworthy insurance company

I am so thankful for this insurance. My cat has had a lot of health emergencies this past year and I don’t know what I would’ve done if Pumpkin wasn’t by his side. I was able to get him the treatment he needed and claims were easily processed and payment rendered relatively soon after. I am so thankful for everything this company has done for my cat. 
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1

out of 5

POSTED: | BY: Martha Luebke

Cancel insurance

It's been impossible to reach you. I need to cancel insurance for my cat. Please contact me at mardieluebke42@gmail.com
3

out of 5

POSTED: | BY: Martha Luebke

Cancelation

I need to cancel insurance on Kermit Thomas luebke. I've tried to look you up and can't find a way to contact you other than here. Please contact me to verify cancelation. You have my information. Thank you
5

out of 5

POSTED: | BY: Robert X. Rivas

Puppy attack

My puppy was attacked by 2 dogs and needed emergency care and surgery. Pumpkin made the claim process so easy and my claims were processed so quickly. Pumpkin has also been great with his post surgery care, they made a terrible situation easier by us not having to worry about how we were going to pay for all this. I recommend Pumpkin to anyone with a pet.
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5

out of 5

POSTED: | BY: customer

Filing a claim was exceptionally easy…

Filing a claim was exceptionally easy with the online help I received. Payment for covered expenses was quickly processed.
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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