Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,944

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Malini Greene

Easy Fast Secure

Easy optional service selection and fast application process. I just wish they had better plan selection
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5

out of 5

POSTED: | BY: Kristi

Great experience for me.

The associate I spoke with was wonderful. Kind and professional. She understood my concerns and answered all my questions. She was very knowledgeable. She made the process so easy! Thank you!!
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5

out of 5

POSTED: | BY: Samuel y Gabriel Reynoso

Realy good service and suporte

Realy good service and suporte By Rebecca
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5

out of 5

POSTED: | BY: veneitagmx.com

The whole experience was wonderful

The whole experience was wonderful! My customer service person, Rebecca walked me through the policy, she understood my concerns and worked with my budget. Excellent customer service and Rebecca's excellence sold me on Prudent Pet. Empathy and kindness go a long way when one is making this important decision.
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5

out of 5

POSTED: | BY: Joe & Patty Leavens

Good Customer Service

Good Customer Service. Steffie was very helpful in getting us signed up with our policy for our new puppy. She explained things in a very efficient & friendly manner.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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