Prudent Pet | Pet Insurance Review

It was quite easy for me to get a new policy. Their rates were better than a previous insurer.

Without a doubt, the best pet insurance one should buy for their loved one (pet). The quality of service and customer care is bar none; and the assurance that they will ease the burden in those critical imes of need, is truly what convinced me that Prudent Pet is my choice ! Thanks

Prudent Pet Insurance came to the best deal in what I had access to. Even an employee discounted policy at another place. You have a lot of ability to adjust your policy for deductible and payout to get a price you can work with. The website is very simple and filing a claim was no problem if you are tech savvy enough to take a picture of your bill and get that loaded up to the site. I filed on 3/26 and got a return on 4/9. So about 2 weeks, which is pretty good. That's the email, I have not actually checked the account to see if the money hit also. Now for the disappointment. I paid for a policy that said 90%. For a wellness visit for a puppy I ended up getting 85% of the bill reimbursed. Close, but not 90% and that 5% will add up if this is always the case. Of 5 items the heartworm/flea meds and rabies vac were paid 100%. The rest came back at 66%, 91%, and 75% with a code "61" that read Amount exceeds the allowed amount for Preventative item listed in your plan. Now, what that code was there for the 91% I'm not sure. But just be aware that they have a list of prices and you only get so much for each item. This is the first claim so it will be interesting to see how it goes as we go. I still have hope that this was the best one to go with after investigating and I hope this review helps others as it has the type of information I was looking for and didn't see when reading the reviews. 85% is still pretty good, it's just not 90% and I'm sure I missed fine print somewhere that stated this.

Best and most honest insurance out there by far! I didn't have 1, but 2 huge claims of approximately $4000.00 each. I paid just one $500.00 deductible and they paid 90% of both bills. If it wasn't for Prudent Pet who also worked with the Hospital and paid the first amount almost immediately, then supplied an approval on an estimated second bill, Ace, my 10 month old Carne Corso would not be with us today. Thank God for Prudent Pet, they get double 5 stars or a perfect 10!!!!

So far so good! I normally do not rate a product until after I have used it. I will say however as far as the information given and help in selecting level of product selected the experience so far has been outstanding.