Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,717

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimyaya P.

I was extremely impressed with…

I was extremely impressed with Stephanie T, the representative I spoke to at Prudent Pet Insurance. She was knowledgeable and patient and took the time to understand my specific needs for my pets. The representative explained the different coverage options clearly and helped me choose the plan that was best for my furry friends. I feel confident that my pets are well protected with Prudent Pet Insurance.
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5

out of 5

POSTED: | BY: donna.zuarsbcglobal.net

Easy

Very good and quick response! Easy to submit claims! Thanks
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5

out of 5

POSTED: | BY: aliciabrowngmail.com

Rebecca was very nice

Rebecca was very nice, friendly , patient and answered all the questions I asked. She explained the different plans to me clearly and made sure I was satisfied. She made the experience worth it with her bubbly personality. I felt Iike I was speaking to a friend.
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5

out of 5

POSTED: | BY: Minamochahotmail.com

The lady I spoke with on the phone ( I…

The lady I spoke with on the phone ( I forgot her name 😢) she was very helpful, caring and thoughtful I really appreciated all her advice and help with getting my new pet insurance this company is awesome and has always been so kind and caring with my last pet I had and is the reason I’m a returning client with my new kitten. Thank you again Prudent pet your the best !!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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