Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,888

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Helen Harris

Very Helpful

Monica was extremely helpful with my policy selection. My intent was for a quote but she made it easy for me to decide
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5

out of 5

POSTED: | BY: Cory Washington

I would just like to say i speak for…

I would just like to say i speak for every Paw Perfect Furbaby when i say. I WOOF you for making their lives that much easier. You guys keep on doing what you're doing.
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5

out of 5

POSTED: | BY: CT

I have had Prudent Pet Insurance for an…

I have had Prudent Pet Insurance for an year now and renewing policies for all 4 of fur babies. When I got policies a year ago dealt with Monica and she is very professional, honest and helpful, you will be happy to deal with Monica and have Prudent Pet Insurance. We have been very happy with Prudent Pet they pay just as the policy states they will pay and no questions. If you are questioning whether or not to get pet insurance for your babies, do it - it is worth it if you go with Prudent Pet.
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5

out of 5

POSTED: | BY: George Lee

so far

so far, since we just signed up, Peter our agent was very helpful and informative. We look forward to being part of your team
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5

out of 5

POSTED: | BY: Tiare Lewis

My rep was helpful

My rep was helpful, knowledgeable and extremely pleasant. I enjoyed the call and she made sure I understood what I was getting for my pup!!!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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