Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,710

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Intelligentwmn

You actually get to talk to a person.

You actually get to talk to a person. And they are knowledgable and caring Fast claim reimbursement ! Prudent is great
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5

out of 5

POSTED: | BY: Serenity Mallon

Excellent Customer Service

Speaking to Stephanie over the live chat and then over the phone was a pleasant and helpful experience. She was very knowledgeable and answered all of my questions promptly. It's clear the agents have a robust understanding of the policies they offer and are very capable of answering any questions or concerns brought forward. I had very specific questions as a Veterinary student regarding the coverage as it applies to my personal pet, and Stephanie answered all of them gracefully.
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5

out of 5

POSTED: | BY: esaulinorochester.rr.com

Customer service is always helpful…

Customer service is always helpful especially Delaney,she explains so that it’s understandable
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5

out of 5

POSTED: | BY: muleyahoo.com

Rebecca was a very nice representative…

Rebecca was a very nice representative for your company. She explained every detail to me. I felt comfortable speaking to her about the policy and even added another pet to the policy. She’s an asset.
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2

out of 5

POSTED: | BY: km

Customer service is excellent when you…

Customer service is excellent when you are singing up, though very very poor when it comes to questions about claims, especially the ones they unfairly reject without providing reason for.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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