5
out of 5
POSTED: | BY: Linda Brewer
The speed of the reimbursement
The speed of the reimbursement!
100%
Read more on Trustpilot
4.8
out of 5
Number of reviews 1,710
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: florence
Excellent customer service
In searching for pet insurance for our new pup I had questions about what kind of coverage to get. Stephanie was friendly, knowledgeable and helped me decide what would best fit our family's needs - no "pushing" a certain package or rushing my decision. Definitely recommend :)
5
out of 5
POSTED: | BY: Cathy Jones
Great customer Service!
This was a very confusing process for us. It is the first time we have purchased pet insurance. Stephanie T made the process easy. She took time to explain and answer all our questions. Stephanie was very knowledgeable, she answered each of our questions and explained everything very well and it was easy to understand. We were very impressed that we were able to speak to a real person. We texted with her the day before and she followed up with us the next day. She is an asset to the company for sure, her professional demeanor and knowledge of the program really made this an easy decision for us. Hopefully we will not have to use the insurance for any time soon, but it is a relief to know that we have purchased the best insurance for our new puppy Rosie. Thank you for making this process so easy and giving us peace of mind.
5
out of 5
POSTED: | BY: pagottwiggmail.com
Stephy was very helpful in getting me…
Stephy was very helpful in getting me signed up for a policy for my new puppy. She was friendly and pleasant to speak with. Answered all my questions.
5
out of 5
POSTED: | BY: Poodle Mom
I had never purchased pet insurance…
I had never purchased pet insurance before, and Steffie helped me tailor an insurance package that would be best for my particular pet. She was able to relate stories about her own pets' needs, which was very helpful. She did not rush me with questions and made sure I was informed before making a choice.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.