Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,874

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: lauhubergmail.com

Delaney has been great to work with

Delaney has been great to work with. I got fast responses and honest, thorough information. Very pleasant experience.
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5

out of 5

POSTED: | BY: Lisa Peyer

Great Service

The representative was very helpful and pleasant! The company offers a competitive rate and seems great to deal with.
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5

out of 5

POSTED: | BY: Erin odell

You can’t squeeze blood from a turnip.

The person I spoke with was great-Rebecca, in Texas. I came here angry and frustrated with my current insurance plan hikes. She listened to my angst but helped me figure out a plan that works. I switched insurance because she listened.
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5

out of 5

POSTED: | BY: Nancee

Good experience signing up for pet insurance

The experience of signing up (with Rebecca!) was absolutely 5 stars....actually 6 stars! She helped me make good health and financial decisions about Lottie's coverage and was transparent about those decisions. She's honest and helpful and patient. I've been meaning to get pet coverage for 2 months and feel good that I finally did it - thanks in large part to Rebecca. That happened today so I have no input yet about Prudent Pet except that they hire good people.
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4

out of 5

POSTED: | BY: kaiuxhotmail.com

The description of policies offered…

The description of policies offered were fairly straightforward, and the process online was easy.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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