Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,710

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: katelyntrevinogmail.com

stephanie t made it real helpful…

stephanie t made it real helpful walking me through the plan i would like very nice and sweet
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5

out of 5

POSTED: | BY: Julie C.

A Great Experience

Rebecca patiently answered all my questions and was thorough in explaining the various plans and features. She was also well-versed in the plans being offered by other companies, making it easy to compare Prudent with other providers I was considering. Thanks to her exemplary customer service I have purchased a plan. While I have yet to file a claim, I feel confident that Prudent will continue to meet my expectations.
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4

out of 5

POSTED: | BY: Jessica K

The phone call was quick and easy

The phone call was quick and easy, but I wish I had the ability to change my card information online without contacting a rep.
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5

out of 5

POSTED: | BY: Laura Williams

Live Vet 24/7 Chat Yay!

The customer service rep Stephanie was very thorough in explaining how Prudent Pet operates. She answered every question down to the last detail. I love the fact that Prudent offers a portal to chat with a live veterinarian. This was a huge factor in choosing a pet insurance company. It's kind of like an extra guardian angel sitting on the shoulder of my pets (2 cats Charlie & Nicky) and that makes me feel a bit more secure should an emergency situation arise. I also feel the cost of the policy is amiable. Not too expensive and not too cheap. I am hoping this company is a good fit for me, Charlie and Nick. Laura, Pittsburgh, Pennsylvania
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5

out of 5

POSTED: | BY: JusticeDelayed

Knowledgeable rep

Knowledgeable rep. Very helpful!! I would recommend. A+++++
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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