Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,710

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: shannonfitzpatrickgmail.com

Rebecca was very helpful and answered…

Rebecca was very helpful and answered all my questions. The website is easy to use and the cost is very affordable with good benefits.
5

out of 5

POSTED: | BY: Frank S

Great experience.

Great experience dealing with customer service. Young lady was very knowledgeable and helpful.
5

out of 5

POSTED: | BY: Courtney

Rebecca was great

Rebecca was lovely to work with and made it all so simple! Loved talking to a person instead of clicking boxes online. Felt. Much more personal. Thank you!
5

out of 5

POSTED: | BY: raqueldokegmail.com

Great customer service

Great customer service! Very helpful and kind.
5

out of 5

POSTED: | BY: hokiejennagmail.com

Rebecca

Rebecca, the sales rep was awesome. She was very kind and listened to all of my concerns. She understood and validated my frustrations with my previous policy dropping the coverage plan for my 4 yeaar old Boaton, that he has had since he was 2 weeks old and listened to my anger about the coverge my old plan tried to get me to enroll in to not have to worry about the pre-exhisting conditions. She helped me navigate their policies and pick out the one that would best suit our needs. She did not immediafely reccommend the top policy, infCact she suggested I look at one step down, but in the end I chose the one with the most coverage. The coverage won't start for a while, and it is a lot different than the one we had before. Also because my pup has had some medical issues before, several things won't be covered with me having to pick up a new plan. I know I will likely be frustrated at the decresed reimbursement compared to my old plan, but I think I picked the best plan for our needs

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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