5
out of 5
POSTED: | BY: Rudy Trabanio
The best very nice young lady
The best very nice young lady
Read more on Trustpilot
4.8
out of 5
Number of reviews 1,712
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kristen Nazaryk
Confident in my purchase!
My Veterinarian gave me a brochure for checking into pet insurance. I followed the guide through pawlicy.com and PrudentPet was at the top as the best fit for coverage and value for our 3 corgis, one of which is our newest 3 month old baby! I researched other companies suggested for the breed and PrudentPet was definitely the best for their needs now and throughout their life. I’ll now enjoy getting a percentage back on future vet bills as opposed to paying $$$$ without insurance! I should have done this a long time ago!
5
out of 5
POSTED: | BY: Lindsay Saunders
Very easy to file claim
Very easy to file claim, upload documents and quick reimbursement. Thanks!
5
out of 5
5
out of 5
POSTED: | BY: leah.songer.lsgmail.com
Rebecca was so helpful
Rebecca was so helpful. I was having a hard time finding new pet insurance for my furbabies, but she went over everything with me and found me something I could afford and give my babies what they needed. She was so kind, caring, worried about my babies and went to great lengths to make my feel comfortable with my payments. She called me, how great is that? We talked for over an hour, discussing furbabies and finding me the best policies. I loved talking to her. She's great! The best! So thank you for your support and I appreciate you more than you could ever know.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.