5
out of 5
POSTED: | BY: Michael
The people there are helpful and…
The people there are helpful and friendly no improvment needed
4.8
out of 5
Number of reviews 125
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Krissy
The whole process was very easy, but needs improvement with creating an account.
The whole process was very easy and fast. My only recommendation would be with the login process to create the account. I tried multiple times to create my account and it would say that my email was already associated with an account. And WOULD not let me make an account. So I had to call and get the password reset. Then that finally worked.
5
out of 5
POSTED: | BY: Dawn
Easy
Easy, great rates.
5
out of 5
POSTED: | BY: Cynethie Kirkman
Very helpful agent
Very helpful agent. Appreciate the time the agent took to explain the policy.
5
out of 5
POSTED: | BY: GZ
Solid experience
My wife and I recently purchased a policy for our new golden. We knew nothing about pet insurance going in, but the agent (Brian) was incredibly knowledgeable on the product and helped us determine the right type of coverage for our pup. While I would much prefer vet bills be paid directly by the company, the process for submitting a claim was really straight-forward... did it from my phone and was reimbursed within a week. Solid experience thus far.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.