Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 125

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Billy J

So easy and cheap!

The sign up experience was flawless and quick thanks to Patricia Ostazewski’s expertice and past veterinary experience. I feel confident that if there’s ever a health concern with my dog Motown’s health that it won’t be a financial burden on me to make him well again.
5

out of 5

POSTED: | BY: Joel

Sign up was easy

Sign up was easy, hopefully we will never need it. If we do we will see how Prudent performes.
5

out of 5

POSTED: | BY: Genesis Villalobos

Sylvester’s policy

Great customer service. Easy to submit claims.
5

out of 5

POSTED: | BY: Andrew

I was interested in insurance for my dog

I was interested in insurance for my dog Casserole, and I got in touch with this company. Pati was my point of contact and she was absolutely great. She answered all of my questions, there was zero “used car salesman” type pressure, etc. Plus, the quote I got was far better than other companies for the same or even slightly less coverage. This company is great.
5

out of 5

POSTED: | BY: Gamallel Dan

Insurance Purchase was quick and easy

Insurance purchase was quick and easy. Follow up call from them too! I haven’t used it and I hope to never use for my buttercup.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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