Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 1,714

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dan Ahuero

Stephany’s effort to solve mybproblem

Stephany’s effort to solve my problem
5

out of 5

POSTED: | BY: BRYAN

Customer service representatives Rebecca and Stephanie.

Customer service representatives were knowledgeable and extremely helpful. Rebecca worked very hard to ensure I understood the details of the policy and was thoroughly understanding of pet needs and areas of concern.
5

out of 5

POSTED: | BY: Douglas Matthis

Pleasant customer service

I wanted to take a moment and just say that it was such a nice experience to speak with Delaney this morning and have all my questions answered. Delaney explained everything in detail and made sure that I understood. Was very happy so far with Prudent Pet and the employees.
5

out of 5

POSTED: | BY: Jennifer W.

I did the research for you, so you don't have to!

I had to take my dog to the ER last night and am so grateful to have coverage through Prudent Pet. I have been with them for nearly 3 years now and I am so happy I chose them. When I called for a quote, the gal spent an hour on the phone with me to answer all of my questions and explain everything so I understood it. She was so friendly and that's a huge reason why I chose Prudent, as it was down to two companies. I researched about 20 different pet insurance companies, and I love them because it covers holistic medicine like Acupuncture, they covered my older cat, which only one other company would have, they have customizable plans that you can choose from based on your budget and needs. You can have different coverages for each of your pets as well, since they may have different needs. They have so many benefits that others did not! It has paid for itself for the times I have had to use it, and I would never go without it! Literally, the month after I got it, my cat had to have a major procedure that would have cost me thousands of dollars out of pocket! Their turn around times for processing your claims are very quick as well with direct deposit if you choose. I also LOVE the friendly staff! I have had to call a handful of times over the phone and they are all so friendly and helpful. They do not treat you like a number and they are all animal lovers too, and many come from the industry as vet techs, and beyond. Super quick to reply via email as well. No, I am not getting paid to write this : )) I just love them so much and wanted to spread the word!
5

out of 5

POSTED: | BY: jplylergmail.com

Great Service from Exceptional people

The people that work there are very nice and helpful, and the wait time to talk to someone is very short compared to other places.

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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