Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 761

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
4

out of 5

POSTED: | BY: Alyshia

Don't sign up for PPU

Stay away from PPU , their customer service sucks. They don't know what they are talking about half the time, they tell you the have removed or added things to your account and then months later you find out they actually didn't. They remove discounts from your account after alreafy being told by someone else it was already off. I was told my avcount would be the same until January and I made dure to ask a fee times just to make sure what my payment would be this month and she assured me it would be the same until January, she even went to as someone to make sure. Well now I checked my account today and guess what they took about $10 bucks more from my account without my permission and beingntold exactly what this payment would be. I had a really bad customer service call last time I was talking to them and askef gor a manager , she saif there was none around and she would deal with it. I told her no and she out me on hold and came back 10 minutes later saying she went and removed my discounts as I use to work at vet clinic. I was like so I have been on hold for another 10 minutes on top of all the other times you put me on hold and you didn't even look for a manager for me. She yet again tried to handle the situation herself but its something she can't deal woth because apparently no body knows how to write notes of their conversations with you. I specifically asked for one to call back within two buisness days and they never did. Never in all my life have I been so disappointed with a company before. I am cancelling today and going with trupanion, they are a way better company anyway. ✌
5

out of 5

POSTED: | BY: Annalisa Percy

A Pet Insurance Company that DOES care

We have had our two dogs with PPU for a few years now and are very happy. Every company has pros and cons but we are satisfied that PPU listens to their clients and do their best to have most things covered. The only thing I didn't like was every time we move ( military family ) our premium seems to go up ...not sure how we keep moving to more expensive areas each time ?? Otherwise we love that PPU covers most alternative care and is very easy to contact and speak with a representative.
1

out of 5

POSTED: | BY: Judy Penz

If you have 2 hours to sit on hold, maybe you'll get to talk to someone

I've yet to file a claim but just trying to update my billing info, I spent 30 minutes on hold for Customer Service since there is no way to update online (is this 1985?) Abysmal.
2

out of 5

POSTED: | BY: CANDACE

CUSTOMER SERVICE NOT GREAT

WHEN I OPENED THIS POLICY REQUESTED PAYMENT DATE THAT COINCIDED WITH MY PAYPERIOD. IT WAS SET UP 4 DYAS BEFORE THE DATE IT WAS SUPPOSED TO BE. I HAVE TRIED NUMEROUS TIMES TO MOVE IT TO THE CORRECT DATE, ONLT TO BE TOLD THEY CANT AND I WOULD HAVE TO PAY DOUBLE FOR ONE MONTH, RATHER THAN JUST MOVE IT 4 DAYS. ONLY COMPANY EVER HEARD OF THAT CANT MANAGE TO SET A WITHDRAWAL DATE CORRECLTY. BECAUSE OF THIS MY OTHER 3 DOGS WILL BE INSURED ELSEWHERE BECAUSE THEY ALSO WONT ALLOW THE REST TO BE ON THE CORRECT DATE BUT WOULD PUT ALL 5 POLICIES TO BE WITHDRAWN ON A DATE THATS NO WHERE NEAR DATE THAT WAS REQUESTED. OTHER THAN THAT, SOME CLAIMS ARE PRETTY SLOW TO PROCESS, SOME ARE QUICK AND EASY. DONT LIKE THAT YOU CANT SUBMIT YOUR RECEIPTS AND HAVE TO GET THE VET TO DO IT. HAVING TO USE TWO DIFFERENT INSURANCE COMPANIES IS A PAIN, WILL LIKELY CANCEL THIS ONE AND MOVE THEM SO ALL IN ONE PLACE SINCE NO ONE SEEMS ABLE SOLVE THIS.
1

out of 5

POSTED: | BY: Jim

Difficult to cancel

Will change anything over the phone, but wont cancel your policy. Only way is by email, which they happen to lose. They are now trying to bill me for an entire month because they didnt process the cancellation until after my second email requesting them to cancel (which was the date they tried to bill me).

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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