Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 772

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Elizabeth

Super friendly company to deal with. Very easy for claims.

Really friendly agents on the phone. I have never had a bad experience dealing with this company. After a claim, they even called to see how my dog was doing.
5

out of 5

POSTED: | BY: Drew McParlan

There for you when you need them.

I was so concerned by the series of health problems my dog has had in the last year. What seemed at first like a small infection in his foot turned into a full ACL tear. I was worried that having to submit a series of claims regarding the vet visits, medications and finally the surgery would be a headache. But, PetsPlusUs have paid everything and been helpful and friendly throughout the entire process. Their phone staff is smart and empathetic. It's such a relief to know that I can focus on my dog's recovery and not on the medical bills. My only suggestion for improvement would be an online sign in so I can see and download my claims history. Instead, you have to rely on e-mails or phone calls to inquire about their status.
1

out of 5

POSTED: | BY: Cathy Taylor

TOTALLY INSENSITIVE

Even though EUTHANASIA was stated in the claim, the last sentence in the letter reads 'WE HOPE MARQUESA IS FEELING BETTER". How totally insensitive can your insurance company.
1

out of 5

POSTED: | BY: sam

make this company your last choice

Pros: - none that I could find after 2 1/2 years. I cancelled my insurance. Cons: - you have to call or email repeatedly on every issue (when you think it's resolved it reverts back to the original problem) - very slow in paying (up to 2 months) - they deny most claims (usually labelled as pre-existing) - most of their staff are not very helpful (the ones that are are great but they're far and few between) - the helpline is not 24/7 (Monday to Saturday during the day only) Insurance is a business. Businesses need to make money but customer service is equally as important. Pets + Us fails miserably in this area. Their culture is frustrate someone to no end with repeated email while doing nothing then take a long time reimbursing them. Make this company the last one on your list.
5

out of 5

POSTED: | BY: JYOTI JOHAR

Good Services

First time we enrolled our dog. And the customer service person was very courteous and knowledgeable to help set up the insurance and account. I am sure that they will provide the same good service in future, if the need be (hopefully, need should not arise). Good experience.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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