Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 761

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Sonja Carragher

Excellent, quality information and service.

My call was very well conducted. Lots of opportunity to ask questions and great flexibility in the plan. I thank, Rose, for her excellent services.
1

out of 5

POSTED: | BY: Sandra zechel

Worst experience ever

After making a claim ,I found out that because my dog was over 10 when I had to put him down . I have a 500.00 deductable. And a co pay . And cremation covered 100.00 but not covered was putting him to sleep. Makes no sense. I feel it all a scam . I thought they would be here for me in my time of need. It's All about the money.... Been paying for 11 years at average 20.00 a month around 2640.00 now have to pay more bull.
5

out of 5

POSTED: | BY: Mary-Anne Greer

I received great service.

Our labradoodle, Hugo, injured his back during a storm panic attack. Pets+Us have been very co-operative. Agents were outstanding.
1

out of 5

POSTED: | BY: D F

Buyer Beware

Extremley disappointed in their cavalier attitude. Their phone message says they care… well that is not the experience I have had with them in the first month since taking a policy with them. Perviously I had always used trupanion, but thought I would support the local economy. I took out a policy on my pup. I am aware of the exclusion periods and thats fair, thus when she had a urinary infection within that period I had no concerns that she would not be covered. I am however extremley angry at them that on the visit for the tract infection I brought up to the vet that she had eat a leaf while in the garden and hacked it up but to be on the safe side can you check if there was anything going on with her chest etc. They vet was 100% happy with everything and said it was probably just the leaf and not to worry. PPU however wrote to me saying that she was diagnosed with congestive issues and was now excluded and classed as a pre existing condition. She was a) Never diagnosed with anything of the sort, b) if she had been she would have been treated for it, and was not, c) the vets notes if PPU had bothered to read would have seen that she was 100 % free of any congestive issues. having called them they said it was odd (Michael) and I could apply for early consideration for her not to be excluded, the following day I was told nope my terms and conditions state that anything diagnosed and treated (those words again that she had neither been diagnosed or treated for the ailment) within the waiting period would exclude her for coverage. When I called today they said they would review, but this has certainly put a bitter taste in my mouth (that too has neither been diagnosed or treated just in case PPU think they can exclude her for catching that from her owner) in the very early stages of the policy. Buyer beware
5

out of 5

POSTED: | BY: Elizabeth

Super friendly company to deal with. Very easy for claims.

Really friendly agents on the phone. I have never had a bad experience dealing with this company. After a claim, they even called to see how my dog was doing.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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