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POSTED: | BY: Helena Morgan
Seems like a scam to me.
we called to get insurance for our 2 retrievers- with breeding coverage for the female. Ofcourse no discounts applies if we want this. They said we needed to get breeding riders for both otherwise the male dog will not be covered for testicular or prostate cancer. Shouldn't that mean then that all dogs would need to get breeding rider whether they are for breeding or not? But they claim that the rider is not needed for all pets, even though Retrievers run a high risk of testicular cancer- neutered or not. They said that if I don't get the breeding rider for the male dog as well, they will not cover testicular or prostate cancer. Ridiculous.
Sadly they are one of a very few companies that offer breeding coverage at all.
Then when we asked them to roll over our current insurance policy to the better one or cancel the current one right away to start the better policy.. they wont until 10 days from now and then they will start the waiting period only after that. Just very poor customer service! I don't blame the agent/rep. He seemed to be doing what he was asked to do! The whole company and their policies seems flawed!
I wonder if they will even honour any claim in the end. They seemed so focussed on the exclusions!
Ive asked to speak with a manager or underwriter... will see what happens.
Just doesn't make any logical sense.