Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 758

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
1

out of 5

POSTED: | BY: Josh Crann

They will find any loophole possible not to pay, avoid at all costs!

This company is a total scam, I have no idea how they could possibly have good reviews. We picked up a 8 month old French Bulldog and bought insurance for him on day 1. We had him for about 10 days before we noticed he had a vomitting issue. We took him to the vet for his initial assessment, gave him his yearly meds/shots/boosters etc. Mentioned to the Dr about the vommitting and so we started doing some followup appointments, doing some tests to try to see what was up with Spencer. We racked up about $1500 in bills trying to see what happened, no diagnosis has been given, he has some kind of esophagus issue but further tests were needed. Unforunately, Covid19 happened and so everything got put on hold. I wasn't worried, I pay a lot of money for my insurance so I put through all the bills as instructed only to find out that my entire claim was denied. They didn't pay for a single $1. They claimed that it was a pre-existing condition because we mentioned that when we got him he was vomitting so for the rest of his life, nothing to do with this issue will be covered. Not only that, because they claim this, we can't go to any other insurance company because it will count as a pre-existing diagnosis even though hes NEVER BEEN DIAGNOSED WITH ANYTHING AS OF TODAY! The vet was furious as much as we are, this company ONLY CARES ABOUT $$. Don't be fooled, theres way better alternatives out there!
5

out of 5

POSTED: | BY: Anna Boesch

Super company & great, friendly & helpful agents!

Very pleased with this company! Better rates, super helpful & friendly agents & timely reimbursements!
1

out of 5

POSTED: | BY: Vijayantt Verma

Most unreliable insurance company

Most unreliable insurance company , i bought a plan through Costco website as i am a costco member and their offer discount but they drive you mad , Their underwriter Northbridge insurance is crazy and not pet friendly , they just want 100% security for their money . They started deducting premium from my credit card for months and didn't underwrite the policy and after i asked them they started gathering old medical documents and finally after 3 months made the policy with so many exclusions that it become useless . ADVICE : STAY AWAY FROM THIS COMPANY
5

out of 5

POSTED: | BY: Carla Mantes

Great experience

Very satisfied client so happy i chose Pets Plus Us. Price, service they have it all.
1

out of 5

POSTED: | BY: Andrea

Do not purchase this insurance

I rarely right reviews, but I wanted to save other people from experiencing the frustration we did. My husband and I were paying into the best and most expensive option for our pet thinking this would provide good coverage. When he became ill we took him to the vet for 3 different issues. Petplus did not cover ANY of it! They took hundreds of dollars from us. They barely cover anything, this insurance is so not worth investing in.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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