Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 758

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Andreas Angellakis

T h e b e st

I a m v e r y h a pp y.
5

out of 5

POSTED: | BY: Kate Mullins

Life Saving

PPU has honestly been life saving. My dog was diagnosed with an auto immune disease just after he turned one, and we have had some trouble controlling it, and side effects. It’s so nice to be able to tell the vet “what does he need”, versus “well I can only do this much”. I can’t even imagine where we’d be without PPU, I probably would have had to give him up in some capacity - euthanasia or return to breeder. Will never not have pet insurance again. PPU stands out because it has the Pet Poison Hotline (which we’ve used), and a vet tech hot line (also used for my other dog). The only things I wish that were different is having the option of unlimited coverage if signed up at an early age (which we did), because it can become stressful getting close to the maximum. A vet direct system of payment - Luckily I have been able to find the means to pay ahead of time (with some help), but not everyone has that ability - I’m speaking in regards to emergency situations because they have the pre-approval for planned things. Also ran into no coverage for holistic medications without VIN numbers - just wish anything prescribed by the vet would be covered. But would definitely highly recommend. No pet insurance is perfect, but this is probably one of the closest.
5

out of 5

POSTED: | BY: Jill Brogan

Excellent pet insurance.

I would not have a dog without pet insurance. It gives us peace of mind to give our pet family member the healthcare she needs. I do not hesitate to take her to the vet if I feel she has a problem. Pets Plus Us is easy to deal with and claims are settled easily. I highly recommend this insurance.
5

out of 5

POSTED: | BY: David Dextras

Awesome

Great service awesome people reimbursement paid quickly! The service I received has been first class. I would definitely recommend anyone with a pet get this insurance.
5

out of 5

POSTED: | BY: Andrea Winstanley

Excellent Service - during a stressful time

I sent my quote for an operation to be pre approved. The approval cam through quickly and following the procedure I was paid out quickly as well

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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