Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 803

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: jJim Ness

Still do not believe itn to repair said inn

Pets Plus Us saved us over $55000 over two Bernese Mountain Dogs between 2022 and the present. The first Bernese Mayday became ill with cancer of the spinal cord. She was 4 years old and was given 4 months to live. She started radio therapy (6 sessions) along with chemotherapy. After approximately six months was given a clean bill of health REMISSION! About 9 months later the cancer returned and we were back into chemo. Mayday did six more rounds of chemo and unfortunately succumbed to the disease. Pets plus Us reimboursed us 80% for her treatment. Last spring our other Bernese Stella tore a ligament in her back left leg and after several months of treatment was operated on to repair the injury. At the same time she was diagnosed with an enlarged gall bladder and needed to be seen by another specialist with follow up. All of these treatments were covered under our policy with Pets Plus U Leave it to say that the cost of the insurance has been covered many time over and that our furry friends have been well treated with the help of their insurance. WELL WORTH THE INVESTMENT ..
5

out of 5

POSTED: | BY: Katie Thompson

Absolutely Necessary

Getting pet insurance is not an expense that most people want to pay for. But my 2 year old Bernese Mountain Dog has had some health issues the past few months, that have resulted in $12k+ of vert bills since last October. If it wasn't for having Pet Plus Us, I don't think Lou would still be around! So I am very grateful. They are quick to return with a response, and quick to refund the money that I have had to pay up front. I would recommend to anyone!
1

out of 5

VETERINARIAN: Boundary Bay Pet Hospital

POSTED: | BY: Leandro Gobbe

It's always a hit or miss

I really don't trust this insurance company. Every time I submit a claim, you'll never know if they'll cover the costs or come back with something new and denying the reimbursement. They've changed my policy twice and both I've proved that they were wrong. I really don't recommend to anyone and look for a serious insurance instead of Petsplusus.
1

out of 5

POSTED: | BY: Lisa Sheraton

Good until they decide to discontinue your insurance and provide you with a new one that is triple the price and way less coverage

I've been a customer for over 7 years and suddenly and coincidently after my dog has been needing reimbursement for illnesses, they have discontinued my insurance and will only provide me with one that is 3x the price and with way less coverage. Before this change I was paying $50 a month for $1500 per illness/accident. Now they have offered me with $160 a month for $3000 max a year. I cannot change this plan without my dog's current conditions being excluded (what I need the insurance for). I cannot switch providers because my dog's current conditions will not be included. If I were to sign up with the same company for the first time I would pay $170 for $7500 yearly coverage. The kicker is that they knew in December that this was going to happen - before my dog's issues - but only told me in February, 1.5 months before I get to decide if I want to continue coverage. Needless to say, this experience has taught me that this is an insurance company. They are trying to make money, not trying to help me and my dog out.
5

out of 5

POSTED: | BY: Ann Laing

Fast approvals and payout

We are going through a cancer diagnosis and treatment plan with our dog. The vet has been able to submit the documents directly for us and the approvals and payments are coming in very quickly from Pets Plus. It is making a stressful situation easier for us. I am very thankful for the Pet Plus Us group.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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