Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 813

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Irene Kavanagh

Superior service, follow-up, and great staff.

My three-year-old cat, Roxie, was suddenly unable to keep food down and obviously in considerable discomfort. After three visits to the Veterinary hospital and various tests, including blood and X-ray, nothing definitive could be found, and a prescription diet was recommended (all of which Roxie turned up her nose at) along with broad-spectrum medication for GI inflammation and anti-nausea pills (giving Roxie meds should require wearing a kevlar vest and a fencing mask). Our local animal doctors and their staff are truly wonderful, but poor Roxie became more anxious and miserable with each visit. I submitted claim after claim within a period of three weeks and finally called Pets+Us to find out if I might have reached a submission limit within a time range. I was assured that all legitimate claims are accepted. I'd also like to point out that all staff I've spoken with at any time are incredibly helpful, courteous, knowledgeable, and express concern for your sick pet. Their questions reflect the fact that they care about animals (the staff I've spoken with have their own pets). Submissions of these most recent claims were processed and reimbursed within a matter of days, following speedy notification. I'm particularly grateful for my policy choice, which offers 90% reimbursement ($100 yearly deductible), given Roxie's accident and injury incidents during her first two years. (She's less rambunctious now that she's a millennial.) I would unhesitatingly recommend Pets+Us for stress-free insurance. Who needs added anxiety when there's already more than enough with a suffering animal? My continuing thanks to everyone at Pets+Us.
5

out of 5

POSTED: | BY: Janine

Saved my dog's life

I got pet insurance through Pets Plus Us when I adopted an older dachshund from a rescue. I didn't use it for the first two years, but this year I am thankful that I have insurance for him. Without insurance, he would not have received care for his intervertebral disc disease as I could not afford to treat him. Pets Plus Us has been very cooperative through his whole treatment. Every time I call the person on the phone is helpful and gives me clear information on what is going on with his policy. Whenever they receive a claim, they email me saying they have received it and are processing it. Payment was received within 2-3 weeks. If the cheque was going to be large, they sent it by certified mail. I'm so glad that I signed up for pet insurance because with out it my dog may not have been here with me today.
5

out of 5

POSTED: | BY: Holly Arthur

Amazing Service!

We have two Great Danes and Pets Plus Us has been amazing for us. We got started with both them and a competing company on trials through our vet. Only days after getting full coverage our boy at 5 months old was in serious neck and spinal pain. After 3 specialist and lots of testing he now sees the Dermatologist every few months with severe allergies. The other provider wouldn't cover anything and luckily Pets Plus Us was there every step of the way! We've had nothing but fantastic customer service and coverage. It's been great knowing you are dealing with people who care instead of just people doing a job.
5

out of 5

POSTED: | BY: Ruby McDorman

Thank you so much from Hunter

It is wonderful to know that there is help available when you need it for your blessed pet. Without pet insurance, senior citizens (which we are) would not be able to help their pets have a great quality of life. This is the first time we ever had kept insurance for our labs.
5

out of 5

POSTED: | BY: Dave

Thankful for Pets Plus Us

Couldn't be happier with our pet insurance company! Fantastic customer service who's always available to answer our smallest questions. They have made it easy to be a responsible pet parent...thanks for everything you do!

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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