Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 772

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Jen Melanson

Glad I had Insurance

Overall, my only complaint would be the underwriting time could be quicker, but once everything got rolling they were very quick to get the cheque to me. Jamie McLellan was an amazing help with everything!
5

out of 5

POSTED: | BY: Katie Berry

Caring, Responsive and Reliable

I work in the vet industry and have always recommend Pet Insurance, I decided to sign up my own animals and with my current affairs with my dog thank goodness I did, an MRI, Spinal Tap, Chemo treatments and multiple drugs later Pets Plus Us stands by me and helps me with their awesome coverage and even sent a personal email asking how my little man is doing, super happy with them!!
1

out of 5

POSTED: | BY: Yazmin

Disappointed in the lack of service and follow-up

I submitted a claim on my accident policy in December 2015 when my dog was limping after being out playing. I was told after a couple of months that more information was needed so I obtained that from the vet and submitted it. No follow-up has occurred beyond April 2016 when I called once again. The company did not reach out to me. The claim was not filled and no explanation has been given. The possible return would have been about $300 which I didn't think was very big. I also have had 3 pets insured with this company for 3 years with no other claims so I will be switching providers. I could not be more disappointed in this company. The only nice thing I can say is that they have lovely graphic design on their plan packages.
5

out of 5

POSTED: | BY: Megan Hall

Amazing Company!

We own a 2 year old Chesapeake Bay Retriever that was diagnosed with entropion at 6 months. He's needed 3 corrective eye surgeries, not to mention multiple vet visits. Pets Plus Us helped us pay for all of his treatments. They never made us feel bad for claiming and always asked how Walter (our dog) was doing first, before anything else. The insurance has already paid for itself for years to come. Amazing company. I will continue to insure all my pets through Pets Plus Us.
5

out of 5

POSTED: | BY: Suzanne Wetzel

Very happy to have insurance

Our dog came with 6 week insurance as a pup. We have never had insurance for our dogs before. Turns out, this particular dog came with parasites and we had a very large vet bill within 2 weeks of getting the dog. Petsplusus covered what the dog was insured for - $1000. Good thing was that when we signed up for continued coverage, none of this was deemed a preexisting condition. We have had a rough year, with numerous vet visits. Having the insurance has been very helpful. Petsplusus has been very professional and straightforward. Am pleased with the company.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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