Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 761

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
1

out of 5

POSTED: | BY: Raylene O'Brien

DOG Crap Insurance better off with a savings plan

Have filed 1 claim over 4 times and made a least 5 plus phones. Call Center employees work off scripts and always end call on a positive. However nothing was ever fixed still out money for 2 vet visits. The money we spent in premiums could have gone towards getting my pet better but it just went to these crooks. Cancelled and stopped payment as of November 1st. This was after one last frustrating call with Joe on Oct 24, oh by the way Joe still waiting for your call back on the next day. Would not recommend this product to my worst enemy. Save your money in a jar, it would have more value. I will also be speaking to my Vet and request he remove all brochures from his practice. Also starting a social media awareness campaign so others aren't screwed like us!
5

out of 5

POSTED: | BY: Christine

GREAT Pet Insurance

Pet Plus US has been fantastic since the very beginning for our 2 bulldogs. Our bullies have had a number of medical emergencies, including a knee replacement with rehabilitation and Pet Plus US has never given us any difficulty with any of our claims. I would highly recommend them to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Vivian Joan

Outstanding Service

This was the first time submitting a claim since our insurance moved over from Presidents Choice. The CSR was helpful, answered all my questions and the emails arrived as promised. Within a few days we received a cheque to assist with the pet care costs.
5

out of 5

POSTED: | BY: Richard

Excellent customer service, staff who really care for your pets

Excellent customer service. Staff who genuinely care about your pets when you call them. Claim submitted was handled efficiently and promptly . Glad my pet is insured with pet plus us
1

out of 5

POSTED: | BY: Kate

Transfer of policy was unacceptable

After a doggie lifetime with PC pet insurance this has so far been a very bad experience. It’s like we travel back in time and no easy access to information, claims or payment options. During the transfer, without consulting us, they chose to merge payments for two different dogs that was paid separate by seperate accounts. They chose to use my credit card for the obvious reasons they probably could not automatically increase a automatic transfer from the bank account. When I called and asked why this was done the answer “our systems do not allow separate policy per dog unless you cancel current and start from scratch” - right with a 15 year old dog that would be pointless will all the “pre-conditions” they will assign him. So we we manage the payments between two families for the two dogs as our “systems” seems to be more flexible. Then first claim - a refill of pain killers - vet automatically does this for us. And I get an email saying “not complete as missing all medical records” ?? My dogs every medical record has been submitted through PC - are they lost?? And the only way to off course clarify is a wait on the phone to speak to someone that probably will say “sorry I can’t hel our systems need all that again” - I know, I’m assuming and I shouldn’t so will make the call. But all in all - I had a great experience with PC as you should when you are going through difficult times (usually the case if you need to lean on insurance) - this company does not understand what the customers need and need to catch up with technology to make it easier to work together during these times. Thanks!!

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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