Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 761

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Trish Joyce

Thank you, Pets Plus Us

Thanks to Pets Plus Us, I am able to provide hyperbaric chamber treatments for my young cat who has a serious autoimmune condition. The treatments, while not a cure, have given him an amazing quality of life and I am most thankful. With every visit, veterinary staff continue to be amazed at how well he is doing. Thank you, Pets Plus Us for covering this state of the art treatment.
5

out of 5

POSTED: | BY: Marissa Holla

EVERY PET OWNER SHOULD HAVE INS WITH PET PLUS US!!

Incredibly grateful and fortunate that we have PET PLUS US Insurance for our Jack! Ease of claims is the least benefit! Jackie has idiopathic epilepsy which developed at the age of 2 and 1/2... managed and controlled by meds, an amazing Vet, his loving family and PETS PLUS US Insurance ... Jack remains low risk and has a thriving adventurous life! THANK YOU! ~ Jack’s Mama
1

out of 5

POSTED: | BY: Aimee

Bought for peace of mind but was a Waste of money

Bought the accident policy for piece of mind. My dog simply injured her front leg jumping and running over logs and forest stump while playing with another dog. She came limping up to me and had a limp for a week after. I waited 4 days to observe but thought I'd take her to the vet to get checked out. The vet (who we never met before as she went to another vet for shots and spay) noticed a bit of limping or lameness from the accident in the forest and said to leash walk and rest it. She also said these dogs are prone to elbow dysplacia and it it persists then she would look at that. The dog was fine within the week of her injury. My dog is extremely agile and solid I her stature. She is almost 16 months and has no issues with her joints. The pets plus said they would not insure this claim because it was an illness and possible elbow dysplacia??? I said you could hypothesis about any given ailment. When the vet said if it persist it could possibly be dysplacia which I immediately said no way if you saw her running and leaping around with no lameness or limp you'd know. I also said yo could write this dog may get cancer in 8 years too. Anyway this company would not cover a simple muscle train accident then I'd hate to see what they do in a major incident situation?? Waste of time and money the will deny most claims and find any loop hole.
4

out of 5

POSTED: | BY: Shelley

Excellent but costly

The coverage is amazing. My only complaint is that when I first purchased this insurance, I was told the premium would never increase due to age. However, the premium increases by a few dollars every single year. They say it's to keep up with costs of vet care in our area. My monthly premium started at under $60 back in 2015, and today we're at $75 only 4 years later. What I find odd is that my vet still charges the same as she did 4 years ago, so I'm not sure what vetcare cost increases they are trying to keep up with.
5

out of 5

POSTED: | BY: Lois

Compassionate, Caring and Efficient

I found the Pets Plus Us customer experience to be excellent. Anytime I called, the staff were friendly, professional and were knowledgeable. My Vet's office was efficient in submitting the paperwork so my claims were processed in a timely manner. I also found the staff to be very compassionate. When I phoned to cancel my coverage because my puppy had passed away, the staff person didn't make me feel silly or uncomfortable because I was distraught on the phone. I appreciated that.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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