Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry Blackburn

I Have had no Problems and they are very helpfull

Thjey have paid my claims as was expected.
5

out of 5

POSTED: | BY: Jami Y

First Claim

Had my first claim and it was super easy to do it! I got my reimbursement very quickly.
5

out of 5

POSTED: | BY: Linda Beddow

Pets Best

Overall they are great.
1

out of 5

POSTED: | BY: Steven Cook

I am starting to think the wellness…

I am starting to think the wellness part of my policy is not worth it. It's $480 a year amd I only get $350 max back on reimbursement. I spent $ 290 last Vet visit amd received $25 back on a 90% reimbursement. About to drop this next month. I'll keep thd accident and sickness probally, but dropping the wellness. Plus l, it took 5 weeks to get my money back
2

out of 5

POSTED: | BY: Dweezy K

Usually they have been great to work…

Usually they have been great to work with speedy reimbursement for visits. But now things are taking longer and now up to 42 business days for a claim? It’s frustrating to see that.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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