Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Angelica Roman

What’s the point of having pet…

What’s the point of having pet insurance when my puppy has issues and you can’t even fully cover it due to its not covered when I have full accident and wellness insurance for him. I think when one has it no matter how many times I go to the vet it should be always covered and not a One time payment it’s a waste of having pet insurance
4

out of 5

POSTED: | BY: Alex

The reimbursement process was…

The reimbursement process was straightforward, and I appreciated that I was sent an email when there was a delay. It took ~35 days to process a claim from submitted to processed.
5

out of 5

POSTED: | BY: Brian Dombrowski

Thank you for years of amazing service

This is not a rating for a specific recent service--this is for over 6 years of incredible support for our late dog Kuma. Before we brought Kuma into our family, I had heard from a family member that Pet Insurance was a good idea. I signed up and did not think much of it--until our girl was diagnosed with a tumor that was going to be expensive and need removal if she had a chance at survival. I'm so used to human insurance, that I was fully anticipating a battle to receive the help promised by PetsBest. I was absolutely amazed by the efficiency of the entire process, both with the web interface, and every interaction I had with support staff. We had a tough year with our little pup, with lots of meds, tests and treatments, ergo a lot of filings. There were many stressful and emotional times in the process, but never once was PetsBest a stresser. If we had to be worrying about the financials of her treatment, we would've likely lost a whole additional year with our baby girl. I have been recommending PetsBest to all of my friends who are getting dogs--if you can afford it, it is a must have. I don't every think I've written a review like this in my entire life, but you and the team deserve to hear it. Kuma's life was better because of this service.
5

out of 5

POSTED: | BY: Maegan Crosby

Claim Reimbursements are Simple to Understand

Submitting a claim is easy. Petsbest is timely in responses and evaluations of my claims. The Explanation of Benefits explaining my coverages and what money is to be reimbursed is very simple to read, leaving no question how Petsbest came to their decision.
5

out of 5

POSTED: | BY: Robyn Disler

Nothing bad to say

Filing claims is easy. Turn around time has been about 5 weeks for claims. They have not denied any claims which has made navigating our dog’s new health condition so much less stressful.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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