Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elena Askarovna

Best pet insurance

Best pet insurance, using it for 3 years already
4

out of 5

POSTED: | BY: matt van dyk

Communication is great (minimal wait…

Communication is great (minimal wait times to speak with someone), however a high dollar claim was balked upon multiple times. I resubmitted the same documentation for my dog’s claim (approx. $22k) each time they requested “more” documentation and they stretched it out to the last possible day (day 41). Other than that I can’t complain. Would give them 4.5 stars because of that, but unable to do so. Positive overall experience, with the understanding that high dollar claims take extra time on their side. Next time I will definitely option for the rendering of payment directly to my veterinarian clinic instead of having to put the money out up front, anticipating waiting for the 41 or 42 day maximum. Have had multiple claims in the past, lower than $1,000 that were reimbursed within 7-10 days. Knowing what I know, I still wouldn’t opt for any other pet insurance service.
5

out of 5

POSTED: | BY: WMara

I absolutely love Pets Best

I absolutely love Pets Best. Love the quick uploads, have dealt with customer service which was pleasant, reviewing of claims is quick and payment made back is done quickly also. I highly recommend Pets Best to everyone I know.
5

out of 5

POSTED: | BY: Aline Venturin

Pets Best was helpful in processing my claimmy…

Pets Best was helpful in processing my claim when my sweet boy passed. It covered a lot of the testing and they were proactive in reimbursing me for the months I had paid after his passing. It was very helpful for them to handle this when I didn't think to. It's been hard missing my pup and the whole process was seamless.
5

out of 5

POSTED: | BY: CMT

Happy with service!

We adopted our 2 year old dog on 7/8 and I enrolled in Pets Best the next day. Our dogs first vet appointment was on 7/29 and I submitted my first claim which was approved in two days. I’ve since had two more claims the same week, another was approved and there’s one claim left. I’ve been happy with Pets Best thus far.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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