Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Charlton Sinks

Great experience with Pets Best

We have a 5-year-old boxer that has severe allergies. The vet deemed her "not compatible with Earth." Thankfully we got Pets Best Health Insurance set up before we even brought her home as a puppy. They have covered everything they are supposed to cover for her without any issues. She recently had a cyst removed and has had a few major issues in recovery and once again, they are covering everything but the deductible and copayment. We've had zero problems in 5 years and are so thankful to have them.
5

out of 5

POSTED: | BY: Barb Fisher

Multiple surgeries paid for!

Emma has now had 3 surgeries for removal of malignant masses. She is otherwise in good health, but the cancer recurs. Pets Best has promptly paid for every procedure at 90%. The latest claim was paid in less than a week! Pets Best IS the best, most reliable pet insurance company.
1

out of 5

VETERINARIAN: Green Valley

POSTED: | BY: Jared Johns

Can't seem to expect much followup or professionalism

I purchased this plan through my employee benefits package at work. My cat had blood in her stool so we took her to the vet to be tested for Giardia and other parasites. After taking her to the vet, a claim was promptly submitted. The insurance was highly unresponsive. After what seemed a long time, I received an email from pets best stating that my claim process was delayed but with no specifics. They said nothing was needed on my part or they would reach out. Rather than finish the process, I received another email stating there was a delay and still nothing needed. A few days ago, I received an email stating the claim was denied because they didn't get info from my vet. So some guy in an office emailed and called a few times before throwing their hands up and giving up. That is unprofessional, and I will be looking into choosing another provider.
5

out of 5

POSTED: | BY: Kathy

Quick refund

This was my first claim and the whole process was quick and easy. My vet emailed me the receipt from my dogs appointment so I was able to load the bill into the Pets Best system and they confirmed my request immediately and 4 days later I was sent the amount of what they were paying me and it went directly to my bank account.
1

out of 5

POSTED: | BY: Danielle Davis

Constantly messing up payment info

Constantly messing up payment info. Claim is taking forever to get reimbursed.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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