Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Nathan Wagoner

THIS PLACE SEEMS LIKE A SCAM TO ME

THIS PLACE SEEMS LIKE A SCAM TO ME. DO NOT TRUST THEM. I purchased this insurance and filed a claim after the 14 day "Pet Effective Date". This claim was processing for more than 2 months, all while they charged me a monthly insurance fee. After those 2 months they have denied my claim saying it occurred within the 14 day period prior to the "Pet Effective Date". I have provided proof that this isn't the case with an itemized and dated invoice from the Animal Hospital. When attempting to reach the company to dispute this I have had to wait on hold for insanely long periods before being able to speak to anyone.
5

out of 5

POSTED: | BY: PCC

Always easy and seamless

Always easy and seamless. Communication and updates timely.
5

out of 5

POSTED: | BY: Elizabeth S

Easy Processing

It’s never a fun experience when a member of your fur family gets sick or injured. So when worrying and caring for your pet the last thing you want is a complicated insurance process. Luckily Pets Best has an easy claim process. Within 5 minutes I was able to submit my claim through their app, attaching a picture of the detailed invoice and they did the rest. And you can check the status of the claim thru the app. One note is that it did take about a month to get reimbursed; however I did receive a couple emails throughout apologizing for the delay. However, once it was processed I received an email with the explanation of benefits and a few days later the money was in my account.
3

out of 5

POSTED: | BY: Walter Winter

2 Pets…Same Service…Only 1 gets paid.

I’ve forwarded my claim for both of my pets for the same service. One is receiving a partial payment and not the other. I don’t understand.
5

out of 5

POSTED: | BY: Patricia Collier

Lab Mix Toby

My Lab mix developed an unusual and, they say, somewhat rare, cyst under one of his eyes. It required specialist visits, CT Scans and eventually a trip to the Auburn AL oncology department for surgery. He is well now and thanks to pets best I did not have to be concerned about the cost to take the best care of my sweet boy. They have paid per my policy everything without a moment of hesitation. and, each time I spoke with someone about the treatment or the claims submitted I had someone knowledgeable, kind and helpful. I had nothing but similar experiences with my other lab mix Gracie, a broken tooth required dental work which again was paid for without question. I'm not much of one to carry a lot of insurance coverage but I'm so glad I've done this for myself and my pups. And couldn't be happier with Pets Best.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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